Terms & Conditions

A. General conditions
These Terms & Conditions of Club Estate AG, Seefeldstrasse 287, 8008 Zurich/SZ, Switzerland (hereinafter Club Estate), govern the conditions of use and the rights and obligations of users related to the use of the website www.clubestate.com and all associated subdomains (hereinafter referred to as the “Website”). If the user does not agree to be bound by the Terms & Conditions set forth below, they shall refrain from accessing the Website or any of its pages.

The personal data of users is processed in strict accordance with applicable data protection laws. More information can be found . The provision on data protection is an integral part of these Terms & Conditions of use for the Website.

Club Estate’s services consist of connecting qualified investors with real estate offers from third-party sponsors.

B. Rights to the content of the website and terms of use
All content on this Website, including documents and data, is protected by copyright and remains the sole property of Club Estate. Users may not reproduce, modify or distribute any content contained on the Website or any relevant document or data linked to the use of the Website. The user shall use the content from this Website, such as image material, information about properties, contracts, etc., exclusively for the purpose of evaluating a potential investment. The contracts and other documents may not be reproduced, modified or otherwise processed. Club Estate remains the sole owner of the copyrights and rights of use at all times.

Co-investments may only be executed by qualified investors: (i) for their own account; (ii) on behalf of a third party for their private investment based on a power of attorney; or (iii) on behalf of a legal entity for the purpose of the investments of the legal person concerned, based on a power of attorney. It is not permitted to acquire investments for the purpose of resale to third parties.

Access to the Website may be restricted at any time due to technical or security reasons without notice or liability.

C. Registration
Use of the Website requires user registration and acceptance of these Terms & Conditions and the . Any claim on the use of Club Estate services is excluded. Any registration on, and use of, the Website is exclusively available to qualified investors – (I) natural persons over 18; and (II) duly incorporated legal entities.

Membership is personal and non-transferable. Each user may create only one user account and may not share their account with third parties. Once an account has been created, the user must complete an accreditation process, which may be denied without explanation. Users undertake not to acquire the real estate in scope of without using Club Estate’s platform, nor to contact the seller directly to that effect.

D. Disclaimer
Club Estate, its directors and its employees disclaim all liability to the extent permitted by law. The data and information contained on this Website are provided without guarantee, and provide only a brief overview of the documents and data provided by the sponsor for every deal. The data and information on this Website constitute neither an advertisement addressed to potential investors nor an offer, nor a recommendation to purchase. Any liability of Club Estate for possible mistakes, errors and omissions on this Website or in other written or oral information is excluded to the extent permitted by law. Moreover, Club Estate is not liable for the accuracy and completeness of the documents provided by the sponsor of the deal and the information contained therein. Any interested party is responsible for the verification of the documents provided. Club Estate does not provide financial, tax or legal advice to the user. The user shall remain liable for their tax obligations (or any other legal obligations) associated with the investment they make. Club Estate shall not accept any liability in this respect. Club Estate hereby recommends that the user consult a legal, financial and/or tax advisor within their tax jurisdiction. . Commission claims by third parties are excluded.

E. No investment advice and no recommendation
Neither any information nor any opinion expressed on this Website constitutes a solicitation or recommendation to enter into any transactions, or to conclude any legal act of any kind whatsoever. The content, including information, graphics, reports and all data presented, is supplied for informational purposes only and is subject to change without notice. Certain information featured on the Website may be sourced from third parties. While such information is believed to be reliable for the purposes used herein, Club Estate makes no representations as to its accuracy or completeness, and assumes no responsibility for any such information.

Club Estate is not responsible for any investment decisions made by users. All investments are speculative in nature and may involve the risk of partial or complete capital loss. Nothing on the Website should be construed as an investment recommendation. Users must carefully evaluate their own financial and tax positions prior to making any investments.

Club Estate does not verify the suitability or appropriateness of any transaction for individual users. It does not act as a sponsor of any project; all projects are submitted to Club Estate by independent third-party sponsors. Users acknowledge that they are not relying on Club Estate or any of its affiliates when making investment decisions.

Users are advised to seek professional advice before making investment decisions. Club Estate does not endorse any investments and disclaims all responsibility for any transactions entered into between users and third parties. Users agree that neither Club Estate nor its affiliates shall be liable for any losses or damages arising from such interactions.

Additionally, Club Estate does not form opinions about investment opportunities. Rather, it screens offerings based on investor preferences and objective criteria. Club Estate acts solely as the platform operator, bringing together supply and demand for real estate co-investments in a timely and efficient manner. The content, documents, contracts and data provided by Club Estate on the Website constitute neither an invitation nor a recommendation to enter into any legal transaction.

Club Estate does not accept or retain public deposits or other third-party assets in connection with its services. Furthermore, Club Estate does not provide any services related to the management, safekeeping or distribution of collective investment schemes, and is not subject to the supervision of the Swiss Financial Market Supervisory Authority (FINMA).

F. Taxes
The Website does not provide information on users’ tax-related obligations. Each user or investor remains fully responsible for the correct tax treatment of their investments. Real estate transactions may incur taxes depending on various factors such as legal structure, property location and holding period. These tax obligations should be carefully assessed with a qualified tax advisor before entering into any transaction.

G. Risks
This Website may contain statements about future financial and operating results, as well as forecasts and other forward-looking or subjective assessments. These statements are based on estimates and assumptions that Club Estate deems reasonable at the time of publication. However, numerous risks, uncertainties and other factors may cause actual results to differ materially from those projections. Investments in real estate are inherently subject to significant market fluctuations and unforeseeable risks. In extreme cases, complete loss of the investment is possible. Before making any investment decision, users are therefore encouraged to familiarize themselves with the associated risks. Additional information can be found in the “Risk ” section in the footer of the Website.

H. Changes
Club Estate reserves the right to amend these Terms & Conditions as well as the Privacy Policy at any time and without prior notice. The most recent version, published on the Website, shall apply and be binding between the user and Club Estate.

I. Place of jurisdiction and applicable law
Use of the Website is governed exclusively by Swiss substantive law, to the exclusion of its conflict of laws provision. The courts of Zurich, Switzerland, shall have exclusive jurisdiction over any and all claims or disputes arising out of or in connection with the Website and its use.